1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Tutors and Instructors

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

If you only tutor or instruct online, you do not need this endorsement.

Your application will be submitted for underwriting.

You may include up to five W-2 employees as part of this policy for class I & II. Class III may not add additional employees. Independent Contractors are not eligible to be added to this policy.

Your application will be submitted for underwriting.

Professional liability insurance, also known as errors & omissions, is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Your state and zip code are invalid. Please edit your address. Suggested state:

Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Primary Business Activity

Secondary Business Activities

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General Liability Limits

General Aggregate (other than Products-Completed) $2,000,000
Products Completed Operations Aggregate $2,000,000
Personal & Advertising Injury INCLUDED
Each Occurrence $1,000,000
Professional Liability - Aggregate Based on Selection
Professional Liability - Occurrence Based on Selection
Damage to Premises Rented to you $300,000
Medical Expense limit $5,000

UNDERWRITING INFORMATION

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Select an option
  • Animal care, service or training
  • Architecture or engineering
  • Aviation/drone UMA
  • Transportation related training, including Behind the wheel training
  • Drivers Education
  • Cooking or food preparation
  • Construction management
  • Artisan Trade training
  • Daycare or childcare
  • Law enforcement, including school resource officers
  • Medical Professional, including School nurses, therapist and counselors
  • Life Coaches
  • Safety/OSHA
  • Security guards
  • Gun/weapons safety or concealed carry courses
  • Welding & wood burning instruction
  • Glass blowing
  • Furniture making
  • Religious Instruction
  • Carpentry, wood carving or instruction on power tools
  • Heavy Aesthetic (medispa type treatments such as online instruction for peels, or laser devices, or injectables)
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
  • Public, Private, or Charter School
  • College or University
  • Vocational, Technical or Trade school
  • Daycare or Elder Care Facility
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option

 

You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.

CLAIMS INFORMATION

Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option
You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.
Select an option

 

You no longer qualify for our Tutors and Instructors Insurance program. If you have any questions, please call us at 844-520-6993.

TERMS AND CONDITIONS

The following coverages are NOT INCLUDED in this policy
  • Assault and Battery
  • Abuse and Molestation
  • Business Personal Property
  • Corporal Punishmnet
  • Medical Malpractive
The following are ineligible activities, services or operations for this program:
  • Public or Private Educational Institutions, their board members and/or owners
  • Charter Schools
  • Primary and Secondary Schools
  • Colleges, Universities, Vocational or Trade Schools
  • Animal care, service or training
  • Architecture or engineering
  • Aviation/drone UMA
  • Transportation related training, including Behind the wheel training
  • Drivers Education
  • Cooking or food preparation
  • Construction management
  • Artisan Trade training
  • Daycare or childcare
  • Fitness
  • Law enforcement, including school resource officers
  • Medical Professional, including School nurses, therapist and counselors
  • Life Coaches
  • Safety/OSHA
  • Security guards
  • Gun/weapons safety or concealed carry courses
  • Welding & wood burning instruction
  • Glass blowing
  • Furniture making
  • Religious Instruction
  • Carpentry, wood carving or instruction on power tools
  • Heavy Aesthetic (medispa type treatments such as online instruction for peels, or laser devices, or injectables)

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When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Payment information

Initial payment:

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Credit card information

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Invalid credit card number
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field requires 13 to 16 digits. Use only numbers. No spaces or dashes.
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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Use the up and down arrow keys to select your card's expiration year.
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Invalid cvv
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details


Order summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Tutors and Instructors

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

General Liability Limits

General Aggregate (other than Products-Completed) $2,000,000
Products Completed Operations Aggregate $2,000,000
Personal & Advertising Injury INCLUDED
Each Occurrence $1,000,000
Professional Liability - Aggregate Based on Selection
Professional Liability - Occurrence Based on Selection
Damage to Premises Rented to you $300,000
Medical Expense limit $5,000

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

UNDERWRITING INFORMATION

Number of Years in Business:
I certify that I do not offer or plan to offer any of the following types of training or instruction?
  • Animal care, service or training
  • Architecture or engineering
  • Aviation/drone UMA
  • Transportation related training, including Behind the wheel training
  • Drivers Education
  • Cooking or food preparation
  • Construction management
  • Artisan Trade training
  • Daycare or childcare
  • Law enforcement, including school resource officers
  • Medical Professional, including School nurses, therapist and counselors
  • Life Coaches
  • Safety/OSHA
  • Security guards
  • Gun/weapons safety or concealed carry courses
  • Welding & wood burning instruction
  • Glass blowing
  • Furniture making
  • Religious Instruction
  • Carpentry, wood carving or instruction on power tools
  • Heavy Aesthetic (medispa type treatments such as online instruction for peels, or laser devices, or injectables)
Could your business be considered one of the following?
  • Public, Private, or Charter School
  • College or University
  • Vocational, Technical or Trade school
  • Daycare or Elder Care Facility
Does your state require a license for your services?
Are you licensed?
Do you practice or provide services as a clergy person or pastoral trainer or instructor?
Do you provide services at an in-patient mental health, addiction or prison facility?
Do you provide ANY over-night services for youth under 18?
Are you a professionally licensed social worker or medical professional, or do you provide such services?

 

CLAIMS INFORMATION

Have you ever been sued or had a claim brought against you while acting in the capacity of a teacher, tutor or instructor?
Have you had any General or Professional liability claims in the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you or your company ever been involved in any legal dispute relating to the operations of your company?
Have you or your company ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

 

TERMS AND CONDITIONS

The following coverages are NOT INCLUDED in this policy
  • Assault and Battery
  • Abuse and Molestation
  • Business Personal Property
  • Corporal Punishmnet
  • Medical Malpractive
The following are ineligible activities, services or operations for this program:
  • Public or Private Educational Institutions, their board members and/or owners
  • Charter Schools
  • Primary and Secondary Schools
  • Colleges, Universities, Vocational or Trade Schools
  • Animal care, service or training
  • Architecture or engineering
  • Aviation/drone UMA
  • Transportation related training, including Behind the wheel training
  • Drivers Education
  • Cooking or food preparation
  • Construction management
  • Artisan Trade training
  • Daycare or childcare
  • Fitness
  • Law enforcement, including school resource officers
  • Medical Professional, including School nurses, therapist and counselors
  • Life Coaches
  • Safety/OSHA
  • Security guards
  • Gun/weapons safety or concealed carry courses
  • Welding & wood burning instruction
  • Glass blowing
  • Furniture making
  • Religious Instruction
  • Carpentry, wood carving or instruction on power tools
  • Heavy Aesthetic (medispa type treatments such as online instruction for peels, or laser devices, or injectables)

Check this box confirming you understand the above coverages & services are excluded in this policy.
By checking this box, you certify that you are at least 18 years of age
I understand that this is a claims-made policy
By checking this box I accept the Terms & Conditions
I agree to the following email, phone and electronic delivery statement

Additional Insureds

Unlimited Additional Insureds
Additional Insureds
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Employees

{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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Discount applies to Additional Insureds only!
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You need a policy that's as unique as your business. After your quote is submitted, one of our sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

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