1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Fitness Instructor Bubble (for API autotests)

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

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This endorsement is needed if you plan to offer Professional Dietary or Nutritional advice to your clients

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Designed to cover your business personal property like equipment, supplies or inventory. This does not cover structural property like a building. $100 deductible applies.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Invalid physical ZIP code
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Your state and zip code are invalid. Please edit your address. Suggested state:

Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Primary Business Activity

Secondary Business Activities

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General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $150

Services Provided

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Application can no longer be completed online. Please contact us at 888-568-0548.
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Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.

Claim History

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Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.
Select an option
Application can no longer be completed online. Please contact us at 888-568-0548.

Terms & Conditions

Exclusions
  • Assault and Battery
  • Abuse
  • Suntan beds or suntan booths
  • Aqua Therapy
  • Molestation
  • Harassment or Sexual Conduct
  • Medical Professional Services
  • The use of any electrical/mechanical device for massage therapy such as electric massage chairs or vibration machines
Ineligible Practices
  • Sale of nutritional, medicinal, or herbal products
  • Cycling or mountain biking (other than stationary)
  • Law Enforcement, public safety or Military training programs
  • Medical, therapy, or health care services 
  • Certified Athletic Trainers affiliated with organized sports or athletic team(s)
  • Water fitness trainers
  • Martial arts or physical contact training

Note: If you provide ANY of the above services, you are not eligible to purchase our policy.
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Claims-made policy
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Read Terms & Conditions
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Read Company Email, Phone and Electronic Delivery Statement
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When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Additional Insured #{[{ $index + 1}]}(+$15.00)

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please enter valid email address
Minimum length required
Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Minimum length required
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Invalid ZIP code
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Payment information

Initial payment:

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Credit card information

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Invalid credit card number
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field requires 13 to 16 digits. Use only numbers. No spaces or dashes.
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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Use the up and down arrow keys to select your card's expiration year.
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Invalid cvv
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details


Order summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
Edit Enroll
Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Fitness Instructor Bubble (for API autotests)

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $150

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Services Provided

Edit
Are you a fitness trainer, or a dance teacher/instructor?
Are you currently certified by any professional association(s)?
Please fill in the box with the association(s) you have a certification with
Do you provide any training outside your certification?
Do you have your clients complete a health history form?
Do you have participants who are under the age of 18?
Do you comply with all state and local government regulations?
Do you manufacture, alter, or package any diet aids, vitamins, supplements or any other nutritional product?
Are you a Certified Athletic Trainer who is affiliated with any organized sports or athletic team(s)?

Claim History

Edit
Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you ever been involved in any legal disputes relating to the operations of your company?
Have you ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Terms & Conditions

Edit
Exclusions
  • Assault and Battery
  • Abuse
  • Suntan beds or suntan booths
  • Aqua Therapy
  • Molestation
  • Harassment or Sexual Conduct
  • Medical Professional Services
  • The use of any electrical/mechanical device for massage therapy such as electric massage chairs or vibration machines
Ineligible Practices
  • Sale of nutritional, medicinal, or herbal products
  • Cycling or mountain biking (other than stationary)
  • Law Enforcement, public safety or Military training programs
  • Medical, therapy, or health care services 
  • Certified Athletic Trainers affiliated with organized sports or athletic team(s)
  • Water fitness trainers
  • Martial arts or physical contact training

Note: If you provide ANY of the above services, you are not eligible to purchase our policy.
Check this box confirming that you are not providing any of the following ineligible services and you understand the above modalities and services are excluded in this policy
I understand that this is a claims-made policy
Claims-made policy
By checking this box, you certify that you are at least 18 years of age
By checking this box I accept the Terms & Conditions
Read Terms & Conditions
I agree to the following email, phone and electronic delivery statement
Read Company Email, Phone and Electronic Delivery Statement
Please check this box confirming you understand this policy is designed to cover only ONE technician/professional. If you are a Corporation or LLC, this policy will only cover the owner/operator of the company.

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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Discount applies to Additional Insureds only!
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You need a policy that's as unique as your business. After your quote is submitted, one of our sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.
Fitness Instructor Bubble (for API autotests)

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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This will be your recurring monthly payment after today. We will automatically charge your card each month.
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monthly
DUE TODAY: (downpayment)

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