1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Cleaning Business 2025

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

We will provide you links to easily add a bond after your General Liability purchase.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Primary Business Activity

Secondary Business Activities

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General Liability Coverage

Each Occurrence Limit Based on Selection
General Aggregate Limit Based on Selection
Products & Completed Operations Aggregate Limit Based on Selection
Personal and Advertising Injury Based on Selection
Damage to Rented Premises $100,000
Medical Payments $5,000
Select an option
We will provide you links to easily add a bond after your General Liability purchase.
Select an option
Due to your answer, you no longer qualify for this policy.
Select an option
Due to your answer, you no longer qualify for this policy.
Select an option
Due to your answer, you no longer qualify for this policy.
Select an option

  • Air, auto, or train travel or services
  • Healthcare services or housing, including Hospitals, Medical, Dental Offices or Laboratories
  • Product Manufacturing, Warehouses, or Common Spaces Within Retail Shopping Centers
  • School Buildings, Dormitories, Mass Housing, Hotels or Motels
Due to your answer, you no longer qualify for this policy.
Select an option

  • Insurance claim response, water removal/extraction, mold remediation, fire, smoke, flood or other disaster services
  • Work involving vents, ducts, hoods, filters and automatic extinguishing systems
  • Hazardous waste cleaning or removal including Clean Rooms, handling of infectious material or hazardous waste
  • Handyman or Construction Services, Interior Painting
  • Construction debris removal
  • Construction, maintenance, repair, renovation, painting, property preservation services, handyman services
  • Work involving scaffolding, sandblasting, chimney cleaning or roofing of any kind
  • Operations with more than 30% dedicated to floor waxing
  • Cleaning at locations open to the general public 24 hours a day
  • Cleaning of exterior buildings and/or power washing other than from the ground level
  • Landscaping, lawn maintenance, gutter cleaning, power sweeping, or snow removal
  • Industrial Laundry or Dry-Cleaning
  • Auto, boat, or vehicle cleaning or detailing
  • Pet Grooming

Due to your answer, you no longer qualify for this policy.
Select an option
Select an option
Due to your answer, you no longer qualify for this policy.
Select an option
  • Do you have contracts in place with hold harmless and indemnification language in your favor?
  • You obtain certificates of insurance verifying they have commercial general liability limits equal to or greater than yours?
  • You are named as an additional insured on their commercial general liability policies?
Due to your answer, you no longer qualify for this policy.

Claims History

Select an option
  • You have not had any liability or business property claims resulting in losses over $1,000 within the last 5 years and you are not currently aware of any incidents that may result in a claim.
  • You or your company have never been involved in any legal dispute relating to the operations of your company.
  • You or your company have not been subject to local, state, or federal investigation relating to the business you are applying for.
Due to your answer, you no longer qualify for this policy.

TERMS AND CONDITIONS

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Read Excluded Operations / Terms and Conditions / Privacy and Communication Policy Statement

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I agree to receive automated text messages, including transactional messages, from Insurance Canopy (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Cleaning Business Additional Insured #{[{ $index + 1}]}(+$10.00)

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please enter valid email address
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Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Payment information

Initial payment:

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Credit card information

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field requires 13 to 16 digits. Use only numbers. No spaces or dashes.
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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Use the up and down arrow keys to select your card's expiration year.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details


Order summary

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Mailing Address is the Same as the Physical Address
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Payment Information Edit

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Enrolled in EZ-Renew You are not enrolled in EZ-Renew
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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Cleaning Business Insurance 2025

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
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General Liability Coverage

Each Occurrence Limit Based on Selection
General Aggregate Limit Based on Selection
Products & Completed Operations Aggregate Limit Based on Selection
Personal and Advertising Injury Based on Selection
Damage to Rented Premises $100,000
Medical Payments $5,000

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
Are you interested in purchasing a bond?
We will provide you links to easily add a bond after your General Liability purchase.
Will any work be performed in New York?
Do you store and secure all equipment when not in use?
If performing work in common spaces or commercial properties, do you always place safety signs when floors are wet or slippery?
Do you have any operations on or arising from any facility that conducts any work at the following?

  • Air, auto, or train travel or services
  • Healthcare services or housing, including Hospitals, Medical, Dental Offices or Laboratories
  • Product Manufacturing, Warehouses, or Common Spaces Within Retail Shopping Centers
  • School Buildings, Dormitories, Mass Housing, Hotels or Motels
Do you have any operations or work that include any of the following?

  • Insurance claim response, water removal/extraction, mold remediation, fire, smoke, flood or other disaster services
  • Work involving vents, ducts, hoods, filters and automatic extinguishing systems
  • Hazardous waste cleaning or removal including Clean Rooms, handling of infectious material or hazardous waste
  • Handyman or Construction Services, Interior Painting
  • Construction debris removal
  • Construction, maintenance, repair, renovation, painting, property preservation services, handyman services
  • Work involving scaffolding, sandblasting, chimney cleaning or roofing of any kind
  • Operations with more than 30% dedicated to floor waxing
  • Cleaning at locations open to the general public 24 hours a day
  • Cleaning of exterior buildings and/or power washing other than from the ground level
  • Landscaping, lawn maintenance, gutter cleaning, power sweeping, or snow removal
  • Industrial Laundry or Dry-Cleaning
  • Auto, boat, or vehicle cleaning or detailing
  • Pet Grooming

Do you use independent contractors?
Are those subcontracted costs over 20% of your sales or $50,000?
Can you confirm the following with regard to your subcontractors?
  • Do you have contracts in place with hold harmless and indemnification language in your favor?
  • You obtain certificates of insurance verifying they have commercial general liability limits equal to or greater than yours?
  • You are named as an additional insured on their commercial general liability policies?

Claims History

Edit
By selecting Yes, you agree that:
  • You have not had any liability or business property claims resulting in losses over $1,000 within the last 5 years and you are not currently aware of any incidents that may result in a claim.
  • You or your company have never been involved in any legal dispute relating to the operations of your company.
  • You or your company have not been subject to local, state, or federal investigation relating to the business you are applying for.

TERMS AND CONDITIONS

Edit
By checking this box, you agree to the following:

Read Excluded Operations / Terms and Conditions / Privacy and Communication Policy Statement

SMS Compliance
I agree to receive automated text messages, including transactional messages, from Insurance Canopy (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

Additional Insureds

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Unlimited Additional Insureds
Additional Insureds
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Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You need a policy that's as unique as your business. After your quote is submitted, one of our sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.
Cleaning Business Insurance 2025

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. Test 2

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