1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Event Liability Policy

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for {[{ policyLength }]} {[{ policyLength == 1 ? 'day' : 'days' }]}.

Payments for this policy will stay in effect until cancelled.

Event Class 1: 

  • Amateur/Professional Association Meetings, Business Meetings/Shows, Lectures, Seminars, Speaking Engagements, Chamber of Commerce Events, Civic Club Meetings, Voter Registration
  • Anniversary Parties – No Charge, Birthday Parties – No Charge, Business Parties – No Charge, Retirement Parties – No Charge, Holiday Party – No Charge
  • Baby Showers, Bridal Showers, First Communion, Baptism, Bar/Bat Mitzvahs, Weddings and Wedding Receptions, Debutante Balls, Quintenary
  • Ballet/Classical Dance Shows, Classic Dance Shows, Dance Recital, Recitals, Symphony Concerts, Carolers, Concerts - Holiday Music, Concerts – Instrumental
  • Fundraising Dinners, Charity Benefits/Dances/Auctions, Bazaars, Auctions, Banquets, Ladies Club Events/Fundraisers
  • Educational Exhibitions, Antique Shows, Auto Shows – Auto Static Only, Funeral Services, Scouting Jamborees – No Overnight Camping, Casino Nights, Church Services or Meetings, Holiday Events/Parties - Gift Exchanges

Event Class 2: 

  • Art Festivals/Shows, Flower & Garden Shows, Harvest Festivals, Craft Shows, Carnivals – No Rides, Easter Egg Hunt
  • Concerts - 50s, 60s, 70s, 80s Music, Concerts - Blues, Classical, Country, Folk, Jazz, Christmas Lighting, Menorah Lighting
  • Bingo Games, Card Games – Blackjack/Poker, Chess Tournament, Math Tournament, Video Game Contests
  • Social Receptions – Invite Only/No Charge, Reunions – Indoor/Outdoor, School Band Events, Union Meetings
  • Job Fairs, Fashion Shows, Meetings, Pageants

Event Class 3: 

  • Aerobic/Jazzercise Classes, Karate/Martial Arts Classes, Jazzercise
  • Lacrosse, Baseball Amateur, Basketball Amateur, Tennis Tournament, Rugby, Cheerleading Events – No Pyramids, Gymnastic Competitions – Spectators Only, Amateur Sports Games – Boxing, Wrestling, Football, etc.
  • Magic Shows, Comedy Shows, Talent Shows – No Rap/Hip Hop/Heavy Metal, Tap Dancing, Block Parties, Old Timer Events, Casino/Lounge Shows
  • Festival & Cultural Events, Country/Western Events - No Rides, Country Festivals and Fairs, Plays - Theatre, Theatrical Stage Performances, Halloween Costume Contest, Film Screenings, Film Shoots - Small Attendance
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.


Only available when carts come with a driver. Not permitted if guests are allowed use of carts or event organizer

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.



  • Host Liquor is included in this policy provided there is no separate charge for the liquor. Separate charges include tickets, glass charges, donations at the bar, etc. 

  • Wine tasting events that do not assess a separate charge for the wine are deemed a host liquor event. You may need ehanced coverage if you charge liquor separately at the event. 

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Primary Business Activity

Secondary Business Activities

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Select an option
Application can no longer be completed online.
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Application can no longer be completed online. Please call 888-600-0894.
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Application can no longer be completed online.
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Application can no longer be completed online. Please go to our Cannabis Event application at https://app.insurancecanopy.com/policy/buy/cannabisevent
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Application can no longer be completed online.
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Only the dates I selected will be covered. Dates must be consecutive. Dates can’t be changed after the policy starts. If my event goes past midnight, I’ve included the next day.
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The following events/activities are EXCLUDED in this policy:

  • Events past 2:00 am
  • Specific to screenings/permits/shoots:
    • Injury to performers and crew
    • Stunts
    • Auto Exposures
    • Pyrotechnic
  • Specific to Concert/Music Festivals:
    • Performers and crew coverage
    • Rap, Hip Hop, Heavy Metal, Hard Rock, Urban & Ska music
    • Mosh pits
    • Fireworks/pyrotechnics of any kind
    • Spoken word music is another name for rap and will excluded


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Read Terms & Conditions
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I agree to receive automated text messages, including transactional messages, from Insurance Canopy (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Additional Insured #{[{ $index + 1}]}(+$50.00)

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Please enter valid email address
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Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Payment information

Initial payment:

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Credit card information

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net



Order summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
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Payment Information Edit

Payment Method:

Event Liability

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
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Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
What is the name of your event?
Are there water activities, amusement devices, inflatables, rides or animals?
Does this event include camping, overnight stays, or go past 2am?
Will this event include any obstacles or mud?
Will you, the insured, your operations, your products, or your event participation have any involvement with cannabis or cannabis-related products?
Will your event be a political event, activist event, protest, rally, or march?
By checking this box, you certify that you or anyone involved in the event have never had more than one Event Liability Claims/Losses or any Event Liability Claim/Loss valued over $10,000 in the past 5 years.
I understand that:
Only the dates I selected will be covered. Dates must be consecutive. Dates can’t be changed after the policy starts. If my event goes past midnight, I’ve included the next day.
By checking this box, you confirm that the below are ineligible activities, services or operations for this program.

The following events/activities are EXCLUDED in this policy:

  • Events past 2:00 am
  • Specific to screenings/permits/shoots:
    • Injury to performers and crew
    • Stunts
    • Auto Exposures
    • Pyrotechnic
  • Specific to Concert/Music Festivals:
    • Performers and crew coverage
    • Rap, Hip Hop, Heavy Metal, Hard Rock, Urban & Ska music
    • Mosh pits
    • Fireworks/pyrotechnics of any kind
    • Spoken word music is another name for rap and will excluded


By checking this box, you accept the Terms & Conditions.
Read Terms & Conditions
SMS Compliance
I agree to receive automated text messages, including transactional messages, from Insurance Canopy (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

Additional Insureds

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Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

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{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You need a policy that's as unique as your business. After your quote is submitted, one of our sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.
Event Liability

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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