1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Beauty Products Insurance Application G4T

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

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Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

This will provide coverage for your topical CBD products as long as it does not contain more than 0.3 percent THC.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.

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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Primary Business Activity

Secondary Business Activities

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General liability limits

General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damage to Premises Rented to you $300,000
Medical Expense Limit $5,000
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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  • Acetone Products
  • Aerosol Products
Select an option
  • Acetone sales are below $1M
  • Acetone products' end use are for cosmetic or beauty product purposes only
  • Acetone products do not contain parabens or phthalates
  • Aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Click here to read statements.
Your application will be submitted for underwriting review.
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Click here to view exclusions:
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Select an option
Your application will be submitted for underwriting review.
  1. Date of Claim
  2. Description
  3. Amount of Loss
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Review The Terms & Conditions.

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Terms and Conditions
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Read Company Email, Phone and Electronic Delivery Statement

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Beauty Product Additional Insured #{[{ $index + 1}]}(+$0.00)

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please enter valid email address
Minimum length required
Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Payment information

Initial payment:

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Credit card information

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Invalid credit card number
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This field requires 13 to 16 digits. Use only numbers. No spaces or dashes.
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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Use the up and down arrow keys to select your card's expiration year.
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This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details


Order summary

Policy Holder Edit

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Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
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Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Beauty Products Annual Insurance Policy G4T

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

General liability limits

General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damage to Premises Rented to you $300,000
Medical Expense Limit $5,000

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
What were your gross sales over the previous 12 months?
Is your business domiciled in the US?
Please provide more information:
Are 100% of your products topical?
Are all non-topical products related to the beauty and/or cosmetic industry?
Please Describe Products:
Do you make Hand Sanitizer?
What are your annual gross sales for hand sanitizer?
Are you in compliance with The United States Food & Drug Administration's current 2022 guidelines with regard to hand sanitizers?
Do any of your products contain CBD?
How many years have you been selling CBD products?
Do you source your CBD from legally grown Hemp plant as described in the H.R.2- Agricultural Improvement Act of 2018?
Do you claim in any of your marketing and promotional materials that your CBD products are intended for use in the diagnosis, cure, mitigation, treatment, or prevention of diseases?
What percentage of sales relate to CBD products?
Do any of your products have ingestible CBD exposure?
If so, what percentage of sales?
Are your estimated gross sales $1M or more?
At any time have you manufactured, sold, distributed, or imported any of the following products?
  • Acetone Products
  • Aerosol Products
Please confirm the following are true:
  • Acetone sales are below $1M
  • Acetone products' end use are for cosmetic or beauty product purposes only
  • Acetone products do not contain parabens or phthalates
  • Aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Do you sell products containing Acetone?
Please confirm that any acetone products end use are for cosmetic or beauty purposes only, are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Do you sell any aerosol products?
Please confirm that aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Aside from eyeshadows, foundations, and toners, concealer, blush, eyeliner, or mascara, at any time have you manufactured, sold, distributed, or imported any products containing talc?
Other than what's listed on this application, do you offer any other products or services?
Do you sell your products on Amazon?
Please describe:
Do you have a written products recall plan?
Attached file:
Have you ever recalled products because of a potential product safety hazard?
Do you do your own formulating and design your work for all products?
Please read and confirm the following are true:
Click here to read statements.
Please read and confirm that you understand the following are excluded from the policy and there will be no coverage for claims arising out of these products:
Click here to view exclusions:
Please Provide Details:
Have you had any liability or property claims in the last 5 years?
Please provide the following information:
  1. Date of Claim
  2. Description
  3. Amount of Loss
Are you aware of any fact, incident, circumstance, situation, defect or suspected defect which may result in a claim?
Please Describe:
PRODUCT LABELS AND INGREDIENT LISTS ARE REQUIRED TO PURCHASE THIS INSURANCE. DID YOU PROVIDE A WEBSITE URL IN YOUR CONTACT INFORMATION WHICH INCLUDES THIS INFORMATION?
Attached file:
Have any new products or services been added or are you anticipating adding any new products or services?
Please Describe:
Have you had any unreported claims or are you aware of any incident that could result in a potential claim?
Please Describe:

 

Review The Terms & Conditions.

I agree to the following Terms and Conditions.
Terms and Conditions
I agree to the following email, phone and electronic delivery statement.
Read Company Email, Phone and Electronic Delivery Statement

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You need a policy that's as unique as your business. After your quote is submitted, one of our sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .
Quote only for this state.
Beauty Products Annual Insurance Policy G4T

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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